DuitNow QR platform
PeGePay is a multi-channel DuitNow QR ecosystem that makes payment collection fast, easy and reliable for businesses of every size, from a single outlet to hundreds.
What we do
PeGePay, the flagship product of PeGeBak, complements the banks' existing channels rather than replacing them.
Soundboxes and low-cost payment terminals confirm that money arrived, but they are not integrated with your systems, so reconciliation stays manual. PeGePay passes every payment to your POS, enterprise systems, online channels and IoT devices, and reconciles by store, terminal and shift.
Turnkey integration with a bank's DuitNow APIs has been a project only the largest companies could afford in cost, speed and effectiveness. We have already done the integration with the banks. A merchant needs only the QR ID assigned by their bank, and setup and verification take about two minutes. Integrations survive a change of bank.
One platform for almost every online and storefront collection need: virtual static QR, POS, payment links, embedded checkout, NFC tap-to-pay, messaging commerce bots and APIs. Each is built to suit the specific needs of the business using it, from a single outlet to hundreds.
Register the QR IDs your bank has issued to your business and outlets.
Activate each QR ID against your PeGePay merchant account.
Use the PeGePay APIs and apps straight away, with payments credited to your own bank account.
Compared
| Soundbox | Standalone terminal | PeGePay | |
|---|---|---|---|
| Confirms a payment arrived | Yes, by voice | Yes, on its own screen | Yes, in real time |
| Payment tied to a specific order or bill | Typically no | Typically no | Yes, dynamic QR per order |
| Updates your POS or ERP automatically | No | No | Yes, via API and callbacks |
| Works for online checkout and payment links | No | No | Yes |
| Triggers IoT devices, such as gates and kiosks | No | No | Yes |
| Reconciles by store, terminal and shift | No | Within the device only | Yes |
General comparison. Some bank and vendor devices add features such as card acceptance or their own POS software; check the specific product.
Enhanced APIs
Not raw core bank APIs. Capabilities designed around how merchants actually run their operations.
Structure collection systematically with a Store ID, Terminal ID and Shift ID on the same QR ID, with no extra QR IDs to provision.
Generate a QR for each order or bill.
Know the moment a payment lands.
Update your own systems automatically.
Match your transaction numbers to the bank's.
Change the payable amount over time, for example for parking.
Detect repeat payments against the same transaction, with clear tracking for refunds.
Get alerted when bank callbacks are delayed, which core bank APIs do not provide.
Ready-made apps
Real-time visual and voice confirmation of each payment.
Day-end reconciliation by store, terminal and shift.
Send-and-forget links for invoices and bills.
DuitNow QR checkout inside your own site.
Tap payments, including car park payments.
Messaging commerce
Buyers who message a business on Facebook Messenger, Instagram or Telegram can browse products, get answers to their questions and pay by DuitNow QR, all without leaving the chat. No separate checkout app, and no manual bank transfer screenshots to check.
Connect your Facebook or Instagram page, or your Telegram channel, and sync your product catalogue easily.
Customers browse your products and promotions in the chat, and AI answers their common enquiries around the clock.
Customers select product specifications, add to cart, choose their preferred delivery method, and pay by DuitNow QR inside the chat. Payment is confirmed automatically.
Once an order is paid, book your preferred courier for it from the commerce console.
Payments are credited to the merchant's own bank account through the QR ID their bank assigned, so the bots run on the same DuitNow QR platform described above.
The result
Payments are credited to the merchant's bank account in real time, at a lower MDR than cards, with far less deployment cost and IT effort.
Case studies
Case study 01
PeGePay helped this operator introduce DuitNow QR payments across more than 200 carparks, giving motorists a more convenient cashless payment option.
Case study 02
PeGePay helped this laundromat chain eliminate the need for physical payment terminals at new outlets, lower payment processing costs and reduce cash handling.
Case study 03
PeGePay helped this university simplify cross-border tuition payments by enabling parents in China to pay directly via Alipay/WeChat, reducing payment costs and processing times while easing the administrative workload for its finance team.
PeGePay is a multi-channel DuitNow QR platform and the flagship product of PeGeBak. It complements your bank's existing channels: you keep your bank's QR IDs and your own bank account, and PeGePay adds the APIs and apps that connect each payment to your business systems.
No. We have already done the integration with the banks. A merchant needs only the QR ID assigned by their bank. There is no bespoke integration project to scope, fund or maintain.
Provision the QR IDs your bank has issued to your business and outlets, activate each one against your PeGePay merchant account, then go live with the APIs and apps. Setup and verification take about two minutes per QR ID.
Payments are credited to your own bank account through the QR ID your bank assigned.
Your integrations survive a change of bank, so your POS, ERP and other connected systems do not need to be rebuilt.
Soundboxes and standalone terminals confirm that a payment arrived, but they do not update your systems, so reconciliation stays manual. PeGePay ties each payment to an order or bill and passes it to your POS, ERP, online checkout or IoT devices automatically. See the comparison table above.
POS, ERP and other enterprise systems, online checkout and payment links, and IoT devices such as gates and kiosks, through APIs and callbacks.
Three flexible fields carried on the same QR ID. They let you structure collection by store, terminal and shift without provisioning extra QR IDs, and they drive day-end reconciliation by store, terminal and shift.
PeGePay sends callback latency alerts when bank callbacks are delayed, which core bank APIs do not provide. It also detects repeat payments against the same transaction and tracks refunds clearly.
Yes. NFC tap-to-pay, dynamic QR per bill and time-based amount changes are built for cases such as car parks. See the carpark case study.
Yes. Buyers who message a business on Facebook Messenger, Instagram or Telegram can browse products, get answers from AI and pay by DuitNow QR within the chat. After payment, sellers book their preferred courier for each paid order from the commerce console. See the messaging commerce section above.
Tell us which bank issued your QR IDs and we will confirm how onboarding works for you.
Pricing depends on your setup and the apps you use. Contact us and we will prepare a quotation for your business.
Use Merchant login at the top right of this page.
Talk to us
Tell us about your business and your bank, and we will walk you through onboarding. We reply from our enterprise team, usually within one business day.
Prefer email? support@pegepay.com
Sign up